SigFig started as a free portfolio tracker in 2012 and drifted into robo-advisor land. Today its real business is managed accounts and B2B platforms for banks. Foliolytic stayed in the original lane SigFig vacated — free, analytics-only, no account, no advisor pitch.
Try Foliolytic Free →If you came to SigFig for the free Portfolio Tracker — yes. SigFig's free tracker has been progressively thinned out since 2020 as the company shifted to managed accounts and bank partnerships. Foliolytic is the free, no-signup, no-credential-link alternative for portfolio analytics in 2026 — Sharpe ratio, Sortino, drawdowns, alpha, beta, 70+ metrics. If you're actually shopping for a managed account at 0.25% AUM above $10,000, SigFig is reasonable, but that's a different product from "I want to see how my portfolio is doing."
Free · No signup · 70+ metrics · No managed-account pitchSigFig launched in 2012 as a free portfolio tracker positioned against Personal Capital and Mint. For a couple of years it had real depth — analytics, fee analyzer, rebalancing recommendations, all free, all polished. Around 2015 the strategy pivoted: SigFig launched a robo-advisor service and started partnering with banks (Wells Fargo, Citizens Bank, UBS) to power their digital wealth-management platforms. By 2020, the consumer-facing free tracker had been visibly thinned out — fewer features, less product investment, more upsells to the managed account.
In 2026, SigFig's free Portfolio Tracker still exists and still works, but it is a residual product. The depth has migrated into the managed-account service (0.25% AUM above $10,000, $2,000 minimum) and into the white-label B2B robo platforms behind bank-branded digital advisors. If you arrived at SigFig from a 2014-era recommendation expecting deep free analytics, the product has moved on.
Foliolytic is built for exactly the workflow SigFig used to serve: a retail investor who wants serious portfolio analytics, free, in the browser, with no advisor at the end of the funnel because there is no funnel.
The table compares Foliolytic against SigFig's free Portfolio Tracker (not the managed-account service, which is a different product).
SigFig has earned legitimate use cases even with its strategic pivot. If your situation fits below, SigFig is a reasonable choice.
If you want analytics without the advisor funnel, Foliolytic is built for exactly the workflow SigFig de-prioritized.
$0 / month, $0 / year, no AUM fee. Every metric, every brokerage format is free. No holdings cap, no time limit, no subscription.
At $50,000 managed, SigFig's annual fee is approximately $100 (0.25% on $40,000 above the $10k free band). At $250,000, $600 per year. The fee is fair for the robo-advisor product — but that fee buys you advice and allocation management, not analytics. Foliolytic delivers the analytics for free, separately.
SigFig's free tracker requires you to link real brokerage credentials via an aggregator. That data is stored on SigFig's servers, used to refresh holdings, and (per their privacy policy) shareable with affiliated brokerages and bank partners. SigFig's managed-account service requires the same.
Foliolytic does none of that. You upload an exported CSV manually rather than connecting your brokerage account, so we never hold broker credentials and there is no managed-account upsell. The compromise: you re-upload a CSV when you want refreshed analytics. For a tool used a few times a year for portfolio review, that compromise is small.
If you're using SigFig's free Portfolio Tracker only for analytics, the migration takes minutes.
SigFig's free tier doesn't expose a clean transaction-CSV export. Go directly to your brokerage (Schwab, Fidelity, Vanguard, Robinhood, Interactive Brokers) and export the transaction history.
Drag the CSV onto foliolytic.com or click to upload. Format detection takes under a second. Tickers, dividends, splits reconcile automatically.
If you've replaced SigFig with Foliolytic for analytics, you can revoke the broker credentials SigFig has stored via your brokerage's third-party-access settings. This is the cleanest way to remove SigFig's continued read access.
Drop a brokerage CSV and see Sharpe, Sortino, drawdowns, alpha, and 70+ metrics — free, no signup, no managed-account upsell.
Analyze My Portfolio Free →SigFig's Portfolio Tracker is free. SigFig's Managed Account robo-advisor is free on the first $10,000 of assets and 0.25% AUM on amounts above that, with a $2,000 minimum balance to open. SigFig's largest business is the B2B robo platform powering bank partnerships (Wells Fargo, Citizens Bank), which generates most of the company's revenue. The free Portfolio Tracker is increasingly thin compared to its 2014-era depth.
Yes. SigFig is still operating as a robo-advisor and B2B portfolio software provider. Its consumer-facing free dashboard remains available, but most active SigFig users today are managed-account customers (often via bank partnerships, not SigFig direct). For pure portfolio analytics without managed accounts, SigFig is no longer a leading retail choice.
SigFig's free Portfolio Tracker requires linking brokerage accounts via an aggregator, and your transaction data is stored on SigFig's servers. Its managed-account service requires the same. SigFig's privacy policy permits sharing with affiliated brokerages and bank partners. Foliolytic processes your CSV in the browser and stores nothing — no credentials, no transactions, no balances reach a server.
No. SigFig requires account creation and broker linking even for the free Portfolio Tracker. Foliolytic requires no signup — drop a CSV and you have analytics immediately.
Use Foliolytic if you want deep portfolio analytics — Sharpe, Sortino, drawdowns, alpha, beta, R-squared, XIRR — without linking broker credentials, signing up for a managed account, or being marketed a robo-advisor. SigFig's free tracker is thin in 2026; the depth has moved into the managed product. Foliolytic stays purely analytics-focused and free.
No, and intentionally. SigFig will actually manage your account for you for 0.25% AUM above $10,000. Foliolytic does not manage accounts. Foliolytic is the analytics layer that helps you evaluate the work — whether you're managing yourself or paying someone else. Where Foliolytic is stronger: 70+ risk-adjusted metrics, hedge-fund-grade analytics, no broker credentials, no AUM fee, no signup.
SigFig Managed Account requires a $2,000 minimum balance to open. The first $10,000 is managed at no charge; amounts above $10,000 are charged 0.25% annually. There is no AUM minimum to use SigFig's free Portfolio Tracker, but the tracker has been progressively thinned as SigFig's strategic focus shifted to B2B bank partnerships.