Eight tools, side-by-side. Foliolytic, Sharesight, SigFig, Quicken, Empower — plus European challengers Snowball Analytics, getquin, and Parqet. Pricing, privacy, metric coverage, broker support, who each is for. Calibrated, not promotional.
Try Foliolytic Free →Pick by your dominant workflow, not by feature list. Risk-adjusted return analytics on portfolios you hold: Foliolytic (free, browser-based, deep). Capital gains tax reports for AU/NZ/UK/US: Sharesight ($7–31/mo). Unified net-worth dashboard across all financial accounts: Empower (free, US-only, advisor outreach). Personal finance + tax software integration: Quicken ($5–7/mo). Robo-advisor with managed accounts: SigFig (advisory fees). European broker auto-sync: Parqet (Germany), getquin (EU-wide), or Snowball Analytics. Most investors only need one or two; the most common combination is Foliolytic + Sharesight (or Foliolytic + Empower).
8 tools · July 2026 pricing · honest verdictsEvery "best portfolio tracker" article on the internet is wrong in the same way: it ranks tools without disclosing what the reviewer was trying to do. A unified net-worth dashboard is a fundamentally different product than a Sharpe ratio calculator. A capital gains tax tool is a fundamentally different product than a robo-advisor. The eight tools below all call themselves "portfolio trackers" but they are not directly substitutable.
This page does the work of identifying what each tool actually is, what it actually costs as of July 2026 (every price re-checked on the vendor's live pricing page the week of this update), and which retail-investor profile is best matched to it. The full feature grid is below the per-tool summaries.
Foliolytic is the newest entrant on this list (launched 2026). It is a single-purpose tool: take a brokerage CSV, compute every risk-adjusted return metric a serious retail investor cares about, and charge nothing. The Sharpe ratio, Sortino ratio, XIRR, max drawdown, alpha, beta, R-squared, Calmar, Treynor, Information Ratio, and 60+ other metrics are all included. There is no signup, no holdings cap, no paid tier, and no broker login.
What Foliolytic does not do: it does not aggregate non-investment accounts, it does not produce country-specific tax reports, it does not provide direct broker API sync (CSV-only by design — that's the privacy trade-off), and it does not project the future with Monte Carlo. If those are your dominant workflows, the other tools on this list serve them better.
Wins on: Sharpe / Sortino / drawdown / alpha / beta depth, no signup or broker login required, free unlimited use, multi-currency, crypto-native, 30+ broker auto-detect.
Loses on: No Monte Carlo, no broker API sync, no mobile app, no tax reports, no advisor service.
Sharesight has been the dominant portfolio tracker on Australian and New Zealand investing forums since the late 2010s for one reason: the Capital Gains Tax Report. Sharesight's CGT report, dividend income summary (with franking, imputation, and qualified-dividend classification), and country-specific tax calendar save real money at tax time. Pricing as of July 2026: Starter $7, Standard $18, Premium $23.25 per month billed annually (monthly billing runs $9.33 to $31); verify at sharesight.com/pricing.
What Sharesight is weak on: quantitative analytics. It does not natively compute the Sharpe ratio, Sortino ratio, alpha, beta, or R-squared — though its Standard and Premium tiers now include a Drawdown Risk report. Its core performance metrics remain annualized return, contribution analysis, and currency-adjusted returns.
Wins on: Capital gains tax reports (AU/NZ/UK/US), dividend income classification, broker direct sync (paid tiers), long-running multi-portfolio support, mobile apps.
Loses on: Free tier capped at 10 holdings, no risk-adjusted return analytics, server-side data storage.
SigFig launched in 2007 as a standalone portfolio tracker, pivoted to robo-advisor in 2015, and now operates primarily as a B2B portfolio software provider with a thin consumer-facing free dashboard. Its retail relevance has declined; the consumer-facing product is no longer actively positioned as a leading portfolio tracker. As of April 2026, most retail investors using SigFig are using its managed-account service, not its standalone analytics. Verify the current product mix at sigfig.com.
Wins on: Managed-account service is reasonable for hands-off investors, B2B integrations with banks.
Loses on: Free dashboard is thin, no deep analytics, declining retail focus, fewer broker integrations than Empower or Sharesight.
Quicken is the original personal finance software (launched 1983). The portfolio module integrates with cost basis tracking, capital gains schedules, and direct sync to TurboTax. For users who have been on Quicken for years and rely on the budgeting + investment + tax-prep flywheel, Quicken Premier remains a sensible choice. As of April 2026, Quicken Premier is approximately $5–7 per month. The product is still desktop-first; the mobile and cloud experience lags competitors visually.
Where Quicken is weak: quantitative analytics. It tracks cost basis, dividends, and total return well, but does not compute Sharpe, Sortino, drawdowns, alpha, or beta. Its UX feels dated.
Wins on: Tax integration (TurboTax export), 40-year history of cost basis tracking, broker direct sync, budgeting + bills + investments in one app.
Loses on: No quantitative analytics, dated desktop-first UX, weaker on international support.
Empower (rebranded from Personal Capital in 2023) offers the strongest free unified net-worth dashboard on the US retail market. It pulls from your checking, savings, mortgage, credit cards, brokerage, 401(k), and HSA into one view. Its retirement planner (Monte Carlo with sequence-of-returns modeling) and fee analyzer are best-in-class for free tools. Verify advisory pricing at empower.com/wealth-management.
The trade-off: Empower's revenue model is its managed-account service. Linked accounts above approximately $100,000 typically receive proactive outreach from a licensed advisor pitching wealth management. Privacy-conscious users dislike this.
Wins on: Net-worth aggregation across all account types, retirement planner with Monte Carlo, fee analyzer, mobile apps.
Loses on: Advisor outreach calls, US-only, no Sharpe / Sortino / alpha / beta in free dashboard, requires broker credential linking.
Three European-built trackers have earned real followings since 2020 and belong in any honest 2026 comparison. All three are account-based broker-sync platforms — the opposite architecture to Foliolytic's no-signup CSV model — and all three were price-checked on their live pricing pages this week. The short version: Parqet is the pick for German brokers, getquin has the most generous free sync tier, Snowball is the analytics-deepest of the three, and none of them (nor Foliolytic) replaces a tax tool.
Snowball is the analytics-deepest of the European trio: its plans list IRR, dividend yield and yield-on-cost, and Sharpe ratio among the tier features, with 30+ year backtests and full benchmarking on Investor and up. Data comes in via broker linking (Starter and up) or broker-report imports on every tier including Free. iOS and Android apps are well rated.
Wins on: Dividend tooling with genuine metrics (Sharpe, IRR) behind it, broker sync, mobile apps.
Loses on: Free tier capped at 10 holdings, full analytics gated to $149.99+/yr, signup required.
getquin's free tier is the most generous of the trio: unlimited broker and bank connections, real-time data, net-worth overview, and a dividend calendar at €0. Premium adds AI-powered analysis, dividend KPIs, and advanced analytics; Wealth adds financial planning and goals. It also runs the largest investing community of the three. What it does not advertise: Sharpe, XIRR, or drawdown metrics — its analytics language is allocation, benchmarking, and AI risk ratings rather than quant ratios.
Wins on: Free unlimited broker/bank sync, dividend calendar, community, mobile apps.
Loses on: Quant metric depth not advertised at any tier, signup and account linking required.
Parqet's edge is one-click autosync for the German broker ecosystem — Trade Republic and Scalable Capital especially — plus a drag-a-PDF import covering 50+ brokers. Its analytics go further than getquin's: the pricing page lists XIRR (interner Zinsfuß) and drawdown analysis, alongside a strong dividend dashboard and forecast. Sharpe ratio is not advertised. The product is German-first; the interface is available in English but the broker coverage is DACH-centric.
Wins on: German broker autosync, PDF zero-click import, XIRR + drawdown + dividend forecasting, Germany-hosted data.
Loses on: DACH-centric broker coverage, free tier limited to 1 portfolio and 2 integrations, EUR-only pricing.
"Not advertised" means the feature does not appear on that vendor's own pricing or product pages as of July 19, 2026 — it may exist unadvertised. Verify against each vendor's live pages before subscribing.
Calibrated as of July 2026 (US-market tools). Pricing always shifts; verify against each tool's pricing page before subscribing. Every "yes" / "no" cell is a pure feature judgment, not a quality judgment — Sharesight does not score Sharpe, but its core feature (capital gains tax reports) is genuinely best-in-class.
Most readers of "best portfolio tracker" articles end up with the wrong tool because they treated the choice as "which is best?" instead of "which matches my main job?" Use this decision tree:
Most retail investors land on a combination: Foliolytic + Sharesight (analytics + tax reports), Foliolytic + Empower (analytics + net-worth aggregation), or Foliolytic alone (DIY investors who file taxes manually or use a CPA).
Always verify the current price on each tool's pricing page before subscribing. Pricing changes often — Sharesight's tiers and prices changed between our April and July checks.
Drop a brokerage CSV and get Sharpe, Sortino, drawdowns, alpha, beta, R², XIRR, and 70+ other metrics. No signup, no broker login, no PII collected.
Analyze My Portfolio Free →There is no single best portfolio tracker — it depends on what you actually need. For risk-adjusted return analytics on portfolios you hold, Foliolytic is the strongest free option. For dividend tracking and capital gains tax reports, Sharesight remains best-in-class. For unified net-worth aggregation, Empower (formerly Personal Capital) is the dominant free choice. For long-running personal finance and tax integration, Quicken Premier or higher tiers serve well. For a robo-advisor with optional analytics, SigFig fits a narrower use case.
Foliolytic and Empower are the two best free choices, but they solve different problems. Empower aggregates all your financial accounts into a unified net-worth dashboard. Foliolytic computes 70+ risk-adjusted return metrics from a single brokerage CSV. Many investors use both. Sharesight has a free tier capped at 10 holdings, which is too limited for most diversified portfolios.
Quicken is still actively maintained and relevant for users who already use it for personal finance and tax integration. Its portfolio module supports cost basis tracking, capital gains schedules, and broker-direct sync. It is less competitive on quantitative analytics — it does not compute Sharpe, Sortino, drawdowns, or alpha — and its desktop-first UX feels dated. As of April 2026, Quicken Premier is approximately $5–7 per month per their pricing page.
SigFig is still operating as a robo-advisor and B2B portfolio software provider. Its consumer-facing free dashboard (which it ran for years as a portfolio tracker) is now thin. Most retail investors using SigFig today are using its managed-account service, not its standalone analytics. For pure portfolio analytics without managed accounts, SigFig is no longer a leading retail choice.
Foliolytic is the only one of the five that doesn't require an account, doesn't store broker credentials, and doesn't link to your brokerage. You upload an exported CSV manually instead. Empower, Sharesight, SigFig, and Quicken all pull fresh holdings via broker API or aggregator, which requires storing credentials. If avoiding broker credential linking is the priority, Foliolytic is structurally different.
Foliolytic supports 440+ cryptocurrencies natively with full inception history and Coinbase, Kraken, Binance, and Delta CSV ingestion. Sharesight has limited crypto support and treats most coins as manual entries. Empower allows manual crypto entry but does not pull real-time crypto prices. Dedicated crypto portfolio trackers (CoinTracker, Koinly) are stronger for tax reporting on crypto, but they are not full multi-asset trackers.
Foliolytic and Sharesight are the two strong international choices. Sharesight has historical strength in Australia, New Zealand, and the UK with country-specific tax reports. Foliolytic supports international tickers (LSE, Euronext, TSX, ASX, JPX), ISIN resolution, and multi-currency with historical FX. For continental Europe, Parqet (German brokers) and getquin (EU-wide sync) are the strongest regional picks. Empower is US-only. Quicken has weak international support.
All three are European account-based broker-sync platforms, while Foliolytic is a no-signup, in-browser analyzer of the CSV you already have. Snowball Analytics (free tier 10 holdings; $79.99–249.99/yr) is the analytics-deepest of the three with Sharpe and IRR advertised. getquin (free; Premium €89.99/yr) has the most generous free sync tier and the biggest community, but does not advertise quant ratios like Sharpe or XIRR. Parqet (free; Plus €11.99/mo) is the German-broker specialist and does advertise XIRR and drawdown analysis. Foliolytic computes 70+ risk metrics on any of the same portfolios for $0 — the trade-off is that you upload an export instead of linking the broker.