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  <!-- Homepage -->
  <url>
    <loc>https://foliolytic.com/</loc>
    <lastmod>2026-04-25</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
    <image:image>
      <image:loc>https://foliolytic.com/og-image-1200x630.jpg</image:loc>
      <image:title>Foliolytic — Portfolio Analytics Dashboard</image:title>
      <image:caption>Free quantitative portfolio analytics with 70+ metrics including Sharpe ratio, XIRR, drawdowns, VaR, and more</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://foliolytic.com/og-square-1200x1200.jpg</image:loc>
      <image:title>Foliolytic logo</image:title>
      <image:caption>Foliolytic — free portfolio analytics for retail investors</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://foliolytic.com/og-image-2400x1260.jpg</image:loc>
      <image:title>Foliolytic — retina hero</image:title>
      <image:caption>Retina-resolution OG image for high-DPI social previews</image:caption>
    </image:image>
  </url>

  <!-- Calculator Landing Pages -->
  <url>
    <loc>https://foliolytic.com/sharpe-ratio-calculator</loc>
    <lastmod>2026-04-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
    <image:image>
      <image:loc>https://foliolytic.com/og-image-1200x630.jpg</image:loc>
      <image:title>Free Sharpe Ratio Calculator</image:title>
      <image:caption>Calculate Sharpe ratio from brokerage CSV using real Treasury yields</image:caption>
    </image:image>
  </url>

  <url>
    <loc>https://foliolytic.com/xirr-calculator</loc>
    <lastmod>2026-04-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
    <image:image>
      <image:loc>https://foliolytic.com/og-image-1200x630.jpg</image:loc>
      <image:title>Free XIRR Calculator</image:title>
      <image:caption>Extended Internal Rate of Return calculator — accurate annualized return for multi-deposit portfolios</image:caption>
    </image:image>
  </url>

  <url>
    <loc>https://foliolytic.com/sortino-ratio-calculator</loc>
    <lastmod>2026-04-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
    <image:image>
      <image:loc>https://foliolytic.com/og-image-1200x630.jpg</image:loc>
      <image:title>Free Sortino Ratio Calculator</image:title>
      <image:caption>Downside-deviation risk-adjusted return metric</image:caption>
    </image:image>
  </url>

  <url>
    <loc>https://foliolytic.com/treynor-ratio-calculator</loc>
    <lastmod>2026-04-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
    <image:image>
      <image:loc>https://foliolytic.com/og-image-1200x630.jpg</image:loc>
      <image:title>Free Treynor Ratio Calculator</image:title>
    </image:image>
  </url>

  <url>
    <loc>https://foliolytic.com/portfolio-beta-calculator</loc>
    <lastmod>2026-04-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
    <image:image>
      <image:loc>https://foliolytic.com/og-image-1200x630.jpg</image:loc>
      <image:title>Free Portfolio Beta Calculator</image:title>
      <image:caption>Portfolio beta vs S&amp;P 500 (^GSPC) and Nasdaq</image:caption>
    </image:image>
  </url>

  <url>
    <loc>https://foliolytic.com/portfolio-alpha-calculator</loc>
    <lastmod>2026-04-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
    <image:image>
      <image:loc>https://foliolytic.com/og-image-1200x630.jpg</image:loc>
      <image:title>Free Jensen's Alpha Calculator</image:title>
      <image:caption>Risk-adjusted excess return attribution</image:caption>
    </image:image>
  </url>

  <url>
    <loc>https://foliolytic.com/max-drawdown-analyzer</loc>
    <lastmod>2026-04-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
    <image:image>
      <image:loc>https://foliolytic.com/og-image-1200x630.jpg</image:loc>
      <image:title>Free Max Drawdown Analyzer</image:title>
      <image:caption>Peak-to-trough decline depth, duration, and recovery time</image:caption>
    </image:image>
  </url>

  <url>
    <loc>https://foliolytic.com/value-at-risk-calculator</loc>
    <lastmod>2026-04-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
    <image:image>
      <image:loc>https://foliolytic.com/og-image-1200x630.jpg</image:loc>
      <image:title>Free Value at Risk (VaR) Calculator</image:title>
      <image:caption>Historical, parametric, and Conditional VaR at 95%/99% confidence</image:caption>
    </image:image>
  </url>

  <!-- Crypto Portfolio Trackers -->
  <url>
    <loc>https://foliolytic.com/crypto-portfolio-tracker</loc>
    <lastmod>2026-04-25</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
    <image:image>
      <image:loc>https://foliolytic.com/og-image-1200x630.jpg</image:loc>
      <image:title>Free Crypto Portfolio Tracker</image:title>
      <image:caption>440+ coins, full inception history, Sharpe + XIRR</image:caption>
    </image:image>
  </url>

  <url>
    <loc>https://foliolytic.com/coinbase-portfolio-tracker</loc>
    <lastmod>2026-04-25</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
    <image:image>
      <image:loc>https://foliolytic.com/og-image-1200x630.jpg</image:loc>
      <image:title>Free Coinbase Portfolio Tracker — Foliolytic</image:title>
      <image:caption>Import Coinbase transaction CSV, get Sharpe + XIRR + drawdown + 70+ quant metrics.</image:caption>
    </image:image>
  </url>

  <url>
    <loc>https://foliolytic.com/binance-portfolio-tracker</loc>
    <lastmod>2026-04-25</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
    <image:image>
      <image:loc>https://foliolytic.com/og-image-1200x630.jpg</image:loc>
      <image:title>Free Binance Portfolio Tracker — Foliolytic</image:title>
      <image:caption>Binance Spot + Futures + Margin CSV import, hedge-fund-grade analytics.</image:caption>
    </image:image>
  </url>

  <url>
    <loc>https://foliolytic.com/kraken-portfolio-tracker</loc>
    <lastmod>2026-04-25</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
    <image:image>
      <image:loc>https://foliolytic.com/og-image-1200x630.jpg</image:loc>
      <image:title>Free Kraken Portfolio Tracker — Foliolytic</image:title>
      <image:caption>Kraken Ledger CSV import including staking rewards; full crypto portfolio analytics.</image:caption>
    </image:image>
  </url>

  <url>
    <loc>https://foliolytic.com/crypto-sharpe-ratio</loc>
    <lastmod>2026-04-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <image:image>
      <image:loc>https://foliolytic.com/og-image-1200x630.jpg</image:loc>
      <image:title>Crypto Sharpe Ratio — Foliolytic</image:title>
      <image:caption>Sharpe ratio for cryptocurrency portfolios. BTC, ETH, and altcoin-specific benchmarks.</image:caption>
    </image:image>
  </url>

  <!-- AI context files (llms.txt / llms-full.txt) are referenced in robots.txt
       and via HTTP but should NOT live in the HTML sitemap per Google guidance. -->

</urlset>
